2017 was our best year financially yet. Despite setbacks we hit a savings rate of 44%, not quite the 50% I wanted, but certainly close. We saved just under $40,000 this year. I think overall the targets I’ve been shooting for are a bit too lofty and I need to …
I hate to admit it, but my quest for financial independence did not start from a vision of a beautiful blue sky future, my quest for financial independence was born out of fear. When I entered the workforce in 2005, Michigan was in a single state recession, and was hit …
I came across a study recently that talked about the average household wealth in the United States, and it was broken down by race. When I started reading it, I thought there might be a small difference between white and black households, MAYBE a 25% difference. What I found when …
I spent a lot of time looking into daycare and preschool costs for our youngest kid in the house, our nephew who turned four back in May. Even though we are his legal guardian, and not a parent, our income is still counted for daycare assistance from the state and …