Access to Banking and Credit to Address Racial Inequality: According to the FDIC 16.9% of Blacks, 14% of Hispanics, and 3% of Whites are unbanked. Not having a normal bank account greatly inhibits savings and prevents people from being able to even cash their paychecks for free, let alone obtain …
Housing is at the root of the systemic issues of racial inequality. A lack of wealth is the driving force, and the driving force of building wealth for most Americans is home ownership. Without home ownership the Black community will not be able to close the wealth gap. More of …
Our government does a lot of social engineering through the tax code and through our safety net programs. These programs and the tax code sometimes contain incentives that trap people in poverty and create a culture of dependence. These incentives have destroyed families and caused generations of poverty, not alleviated …
Education and Employment go hand in hand. The best way to make gains in equality is to start at the beginning. Literacy rates and high school graduation rates are strong indicators of future success. What’s more is we know how to solve a good chunk of these problems and the …