Planning and Paying for College

Planning and Paying for college is a major undertaking for most families. I believe strongly that further education is important to our success as individuals and as a society. Further education does not necessarily mean a 4 year bachelors degree for a desk job. Mike Rowe of Dirty Jobs fame …

Roth IRA

Starting a Roth IRA for a Teenager

As long as an individual has earnings, he or she can open a Roth IRA and invest up to $5500 per year (or their total gross income, whichever is less). It does not matter where the money being invested comes from.  Some parents do a matching system where they will …

Personal Finance Education in Schools

Yesterday I was having a conversation with some of the guys I work with (or was it today, Night shift gets me all turned around.) and we started talking about personal finance education in schools.  When I attended High School we had block scheduling, with 4 courses a day for …

Why Investing in an HSA Makes Sense

In order to have an HSA you must have a high deductible health care plan. High deductible health care plans (HDHP) represent what insurance is supposed to be. Insurance of any form exists to limit financial exposure if unlikely, but severe outcomes occur. The more unlikely the event, the lower …