It all adds up

401K Match Left on the Table?

Many company retirement plans offer a 401K match, and allow employees to contribute anywhere from 1% of their pay up to 75% of their pay. The match is given every week that the employee contributes. There are two ways to miss out on the company 401K match, by not contributing …

Retirement Planning Spreadsheet

Personal Finance Tracking Spreadsheets

These planning tools have been extremely helpful to me, and I hope that they will be beneficial to those reading this blog as well.  I have given them their own page here, and you can also access them by clicking on the link on the bar across the heading of …

precious metals

Why You Don’t Need $1 Million To Retire

It seems that many advisers are questioning if $1 million is enough money for a comfortable retirement.  At the same time, they keep selling the “necessity” of having 75-85% of your current income to retire.  I think that both of these notions are incorrect for most people. For someone earning $100,000 …