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Which Is Better 4 Years Working At Walmart or 4 Years of College?

January 19, 2024 | Filed under: Education

I decided to have some fun with numbers here. I recently watched a Tiktok where this young doctor explained how she ended up with $600,000 of student loan debt.  She broke it down with 100% of college costs and living expenses for 8 years being covered by student loans.  After …

We did A $9,000 Rehab on My Son’s $64,000 Hoarder House!

January 10, 2024 | Filed under: Home Ownership

In July of 2023 my oldest son bought his first house.  He had just turned 20 years old and had 2 years of work history at Walmart.  This house is in our extended neighborhood, which is getting extremely difficult to find affordable houses in.  Our next door neighbors house sold …

Stabilizing Social Security

Why Increasing Social Security Benefits Isn’t Worth The Effort For Early Retirees

December 24, 2023 | Filed under: Retirement

Mrs. C. and I reached Lean Financial Independence in mid 2020 at ages 34 and 38.  Over the last 3 years we have increased our financial position substantially and are at full financial independence. I still work my primary contracting job, which is roughly 18 weeks per year on average. …

How I Select Rental Property Investments

December 5, 2023 | Filed under: Rental Properties

I bought my first home in 2006 when I was 20 years old.  Mrs. C. and I started buying investment properties towards the end of 2018 in our local area and we currently own 10 investment properties. One of the most frequent questions I get asked is “How do you …

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Hi, I'm John C.
In 2013 I decided to change my life and pursue Financial Independence. I created this blog to help others do the same.

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