Roth Vs Traditional

Minimum Wage Millionaire

I know it is extremely difficult to get by making minimum wage, or even twice minimum wage.  Its become a lot harder with Obamacare regulations as well.  I hear from people all the time with incomes ranging from $10K a year to $100K a year that its too hard to …

Sell Your Stock

Everyone Panic, Sell Your Stock! (Sarcasm)

Over the course of this past month US indexes have fallen around 9% in value, erasing all gains made throughout the year. Emotional investors will see this downturn as a reason to bail from stocks, and in doing so will invariably lock in their losses. The only way to successfully …

Tax Planning Spreadsheet Financial Spreadsheet

Updated Financial Planning Spreadsheets

In order to keep track of my finances I utilize several financial planning spreadsheets that I have built over the years.  Over the past few months I have made some substantial improvements to these spreadsheets and have decided that it would be a good idea to offer them for purchase …

Stop contributing to a Roth IRA

Why To Stop Contributing To A Roth IRA

For the last 13 years I have been a major fan of the Roth IRA. When I was first introduced to it when I was 15 years old, I made a plan to become a multi-millionaire using a Roth IRA (A plan which included extraordinarily optimistic 12% annualized returns and …