The employee stock purchase plan, also known as an ESPP is an excellent wealth building tool offered by employers to encourage employees to have a stake in the company. On average the plan looks something like this: You select a certain amount of pay to contribute to the plan and …
Last year I wrote about helping teenage children fund their IRAs in order to boost their long term retirement savings. The more years for compounding the better we are when it comes to retirement savings. There are of course different goals that young adults have when they enter the real …
Throughout the month of November I read several articles and these are the best I came across. Each one of these gave me some thought and discussed ideas that I find interesting. Joe at Retire by 40 wrote “Can You Live on $1,250/mo in Silicon Valley?” discussing a conversation …
I drank the Dave Ramsey Kool-Aid years ago, so I actually cringed when I thought about this topic. Overall I am a big fan of paying off the house early, SUPER EARLY to know that the roof over your head is paid for and to end the constant monthly payments. …