Throughout the month of November I read several articles and these are the best I came across. Each one of these gave me some thought and discussed ideas that I find interesting. Joe at Retire by 40 wrote “Can You Live on $1,250/mo in Silicon Valley?” discussing a conversation …
I drank the Dave Ramsey Kool-Aid years ago, so I actually cringed when I thought about this topic. Overall I am a big fan of paying off the house early, SUPER EARLY to know that the roof over your head is paid for and to end the constant monthly payments. …
The number one rule of economics is that people respond to incentives. Incentives are set up by individuals, businesses, and governments to get people to do something. When it comes to saving for retirement, our government provides some strong incentives to get people to save more. One of the chief …
Student loans in this country top over $1 trillion. It is not uncommon to see people graduate from college with $100,000 in student loans hanging around their neck, which won’t get paid for 10, 20, or even 30 years. I think with any type of job training there has to …