Last Minute Christmas Gifts
With only two business days left until Christmas the odds of getting a present delivered in time are slim. Nothing is more frustrating than to order presents that don’t arrive on time. Get your gifts instantly by ordering some of these useful products below.
Financial Planning Spreadsheets: Okay this is a shameless plug, but these are a great value and are a useful tool for anyone who wants to get ahead and get their finances in order.
For only $5 each, you can get:
Tax Planning Spreadsheet: This sheet is very powerful and can compare several situations side by side to see what situation will minimize your tax bill. By using your inputs the sheet can tell you whether to itemize or take the standard deduction, and it will calculate the retirement savers tax credit and the child tax credit.
Retirement Planning Spreadsheet: This sheet is a combination of several compounding interest sheets (An IRA, Roth IRA, 401K and an HSA) to project what your retirement savings will be when you input your yearly contributions and expected interest rate. There is a sheet that totals up all your accounts and projects your yearly income in retirement based on your expected withdrawal rate.
Home Amortization Spreadsheet: This spreadsheet provides a detailed amortization of a mortgage. All you need to input is the loan amount, interest rate, and term, and the sheet calculates the rest. One major advantage of this sheet is that you can enter early payments into any month you want, and these can be different amounts from month to month.. Use this sheet to plan out the length of mortgage to get and how to pay off your home early!
Amazon Prime:
- Free two day shipping on millions of items
- Amazon Prime Instant Streaming: This service has been improving greatly, they have a huge catalog of movies and TV shows, including several kids TV shows (they even have my favorites Animaniacs and Tiny Toon Adventures) and several new releases.
- Free unlimited Photo storage on Amazon Cloud
- Free streaming of millions o songs on Prime Music
- Amazon Mom Program: Allows for an extra 20% off on diapers delivered to your door with free shipping of course!
I have had Amazon Prime of a year now and I love it! I don’t have to try to find $35 worth of stuff to buy to get free shipping, My orders arrive quickly, and I take full advantage of instant streaming, which by itself is worth the $8.25 per month that Amazon prime costs.
Fold3: Fold3 is a genealogy service centered on military records. In addition to hundreds of millions of military records dating back to the revolutionary war, Fold3 also has census records from 1860 and 1930 and homesteading claim records, all for only $79.95/yr. This is a great gift for anyone interested in military history or genealogy.
What other last minute Christmas gift ideas do you have?
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