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Retirement

Roth Vs Traditional

How Millennials Are Facing Up to the Retirement Challenge

This post is written by Michelle  Presently, around half of all the people in the country are worried over their retirement savings. But, what are they doing to resolve that? Millennials vs Baby Boomers The Transamerica Center for Retirement Studies has found from its 15th Annual Transamerica Retirement Survey that …

Tax Free Early Retirement

7 Options For A Tax Free Early Retirement

There is an amazing volume of information written about saving for retirement. Retirement is by far the largest expense that we save for, but the vast majority of information is centered around saving and investing, with little emphasize on withdrawing on the back end.  Here is a collection of strategies …

Stabilizing Social Security

7 Steps To Optimize Your Social Security Benefits

Social Security is the largest social safety net program in America; for 2012 total expenditures were $786 Billion.  When talking about Social Security most people refer to the retirement benefits, however there are two other important parts to Social Security, survivors benefits and disability benefits.  Social Security stopped sending automatic …

pension spiking

Pension Spiking, A Brilliant Strategy?

I’m working in New Jersey right now, just a bit down the road from Philadelphia, and in my google news browser the article “Rampant overtime spikes city employees pensions in Philadelphia” popped up and spiked my interest. What is Pension Spiking? For certain municipalities, increasing overtime greatly increases pensions. In …