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Home Ownership

Preparation meets Opportunity

When Preparation Meets Opportunity

Last year I wrote about Luck, and how all of us are extremely lucky based on the time and place we live in and the modern conveniences that we have.  I strongly believe that the true definition of luck is when preparation meets opportunity.  For the most part we make …

Mortgage in Retirement

Take Out A Mortgage In Retirement?

I drank the Dave Ramsey Kool-Aid years ago, so I actually cringed when I thought about this topic.  Overall I am a big fan of paying off the house early, SUPER EARLY to know that the roof over your head is paid for and to end the constant monthly payments. …

First time home buyer

Checklist For First Time Home Buyers

Buying a home is a major life step and is the cornerstone of the American Dream. Our society puts such a large emphasize on home ownership that we provide incentives to buy homes that in reality can set people up for the American dream to turn into an American Nightmare. …