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Retirement

withdrawal-rates-2

Is a 4% Withdrawal Rate Too Conservative?

I don’t believe that one size fits all when it comes to retirement planning.  The standard rule of thumb that is generally accepted across the personal finance community and standard advice from traditional media is that in order to retire, you can assume a 4% safe withdrawal rate. This is …

Grind in 20s

My Comprehensive Early Retirement Plan

I’ve been asked a few times about how I plan to execute my retirement plan and I think now is an appropriate time to reveal all of the geeky details.  Fair warning, the math and the nerd level here is going to be intense! Building A Strong Financial Base 2004 …

Income Growth Savings

Is It Crazy To Think I Could Retire At 40?

For the most part people in this country would classify retiring at age 45 to be extreme. The “normal” retirement age is 65, and age 55 is seen as early retirement.  Retiring at age 40 means that I will have worked for 23 years.  My current long term goal is …

Roth Vs Traditional

Is A Self Directed IRA A Good Option?

A self directed IRA is just that, an IRA that you, the individual are in charge of what investments are placed in it.  Typically most investment firms allow you to invest in stocks, bonds, mutual funds, and that’s about it.  With a self directed IRA you have far more options. …