Every year around this time we are inundated with amazing deals to get us into stores to buy anything from toys to TVs in the American holiday of Black Friday, which by the way is now Black Thursday. Every year Mrs. C. braves the crowds in order to secure some …
One of my pet peeves about Christmas is the rabid consumerism. We buy presents for people often because we feel required to buy them a gift, but oftentimes don’t put a lot of thought into it and have no idea what to get people. The Christmas season is filled with …
Okay, for YEARS I have been pitching the idea that before buying a house you should save up a 20% down payment. A 20% down payment means that you avoid paying PMI and are not forced to do escrow for property taxes and insurance. By saving up 20% you also …
I thought I had come across a great deal when I bought the railroad bed behind my house for $3,500 (and I did), however I recently found that in some cities even better deals can be had to expand your yard. NSP stands for Neighborhood Stabilization Project. In Benton Harbor …