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budget

How To Organize Your Finances

I’m a very detail oriented person.  I love numbers, spreadsheets and of course money. For my entire adult life I have organized my money using spreadsheets. When I got my first job in 2004 I started a spreadsheet to keep track of my income.  In 2005 I started a net …

It all adds up

10 Side Hustles For Seasonal Workers

For the past 9 years I have been mostly a seasonal worker, with the bulk of my work occurring in the spring and in the fall. From time to time I have had jobs in my industry during the winter, but it certainly isn’t a guarantee.  One of the most …

rent to own

How Bad of a Deal Is Rent To Own?

I’ve always known that the rent to own stores are a complete ripoff and charge high interest rates.  Because of this when I receive ads in the paper from them, they go straight in the trash without a second glance.  I was just about to toss this weeks ad when …

financial guide

Financial Guide For Young Women

Last month I mentioned, that young men are perhaps the most clueless group in America, however, young women give men a good run for their money.  BTW there are many aspects of the article Financial Guide For Young Men that can apply to women as well; however women have some unique financial challenges …