How To Organize Your Finances

I’m a very detail oriented person.  I love numbers, spreadsheets and of course money. For my entire adult life I have organized my money using spreadsheets. When I got my first job in 2004 I started a spreadsheet to keep track of my income.  In 2005 I started a net …

It all adds up

10 Side Hustles For Seasonal Workers

For the past 9 years I have been mostly a seasonal worker, with the bulk of my work occurring in the spring and in the fall. From time to time I have had jobs in my industry during the winter, but it certainly isn’t a guarantee.  One of the most …

The SWEAT Pledge

One of the key reasons I started this blog was to help give advice to young adults about getting their lives established. Across the roughly 150 articles published to date I have addressed a myriad of topics on personal finance, but career development has been largely ignored. Over the coming …

rent to own

How Bad of a Deal Is Rent To Own?

I’ve always known that the rent to own stores are a complete ripoff and charge high interest rates.  Because of this when I receive ads in the paper from them, they go straight in the trash without a second glance.  I was just about to toss this weeks ad when …