For life in general one of my favorite pieces of advice is the serenity prayer. When I get stressed out or frustrated, I try to repeat it to myself in order to adjust my viewpoint. The most basic part of the serenity prayer is breaking down problems in life into …
I finally signed up for a Betterment account earlier this month. I’ve wanted to start one for a while, but I wanted to wait until I had enough cash flow and a solid enough bank buffer to be able to commit $100 per month, which gives me a lower fee …
In our modern world we are highly reliant on electricity. We use electricity for our lighting, our work, our entertainment, our cold food storage, our cooking, and our heating. If the power goes out for any significant length of time not only are we faced with a major inconvenience, the …
2015 has been an Amazing year for us, overall we clocked in at a savings rate of 40.9%, exceeding my 33% goal for the year. Our total income increased by 25%, making it possible to achieve that savings rate, and we were able to keep unplanned expenses in check to …