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Why The 4% Retirement Rule Is Trash (It’s Not What You Think)

February 25, 2024 | Filed under: Retirement

When it comes to retirement planning, the main litmus test that has been used since the late 1990s is called the 4% rule. This rule was based on a study done by 3 economists who looked at historic 30 year retirement periods, running from 1925 to 1975 (later updated to …

How 2023 Was The Best And Worst Year For Our Rental Business

February 10, 2024 | Filed under: Tracking

Mrs. C. and I own 10 rental properties, including a 6 unit building.  4 of the 6 units in that building are short term rentals while the rest of our properties are long term rentals.  This years was a challenging year for our rental business and depending on how one …

Do Associates Degrees Increase Earnings By $23,000 A Year? (Absolutely NOT)

January 27, 2024 | Filed under: Education

This past week Governor Gretchen Whitmer was in Benton Harbor talking about housing and further education.   She is proposing for the State government to fully cover tuition for all high school graduates in Michigan to be able to pursue an Associates Degree at Michigan community colleges at no out of …

Which Is Better 4 Years Working At Walmart or 4 Years of College?

January 19, 2024 | Filed under: Education

I decided to have some fun with numbers here. I recently watched a Tiktok where this young doctor explained how she ended up with $600,000 of student loan debt.  She broke it down with 100% of college costs and living expenses for 8 years being covered by student loans.  After …

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Hi, I'm John C.
In 2013 I decided to change my life and pursue Financial Independence. I created this blog to help others do the same.

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