Cell phone service is expensive, especially for those of us with a smart phone. I have months when I am traveling that I use my phone a lot, but when I am at home, I rarely use my cell phone, but I still have to pay the same price regardless. …
Most of us have things we would like to accomplish or have in life, but how many of us put those ideas down on paper? Are these thoughts dreams or goals, and what is the difference? A dream is a vague concept of something you would like, with no clear …
If an employer provides an HSA and the employee contributes to the HSA through payroll deduction, then in addition to HSA contributions being tax deductible for federal income tax purposes (and most state income tax purposes), the contributions are also deductible from payroll taxes, Social Security and Medicare. Currently Social …
When I was a teenager I needed a job while still in high school. I applied at the local KFC first because they had a help wanted sign out front. They hired me and I ended up working there for almost three years. While this was a minimum wage job, …