As part of the ironically named “Affordable Care Act” companies that employ over 50 workers were required to offer health insurance to all full time employees, or face a stiff fine. Full time employees were defined as those working over 30 hours a week. This was obviously a move to …
Social Security is the largest social safety net program in America; for 2012 total expenditures were $786 Billion. When talking about Social Security most people refer to the retirement benefits, however there are two other important parts to Social Security, survivors benefits and disability benefits. Social Security stopped sending automatic …
I wrote an article on life insurance when I first launched this blog, and I addressed how inexpensive and important it is. What I failed to address is the reasons why people don’t get life insurance. The main one being that we tend to think that it always happens to …
Although this isn’t a fun topic to talk about, think for a moment, what would your family do if you died today. How would they pay for your funeral? What about the mortgage next month, or next year? or groceries? or college? Even for a stay at home parent, how …