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withdrawal-rates-2

Is a 4% Withdrawal Rate Too Conservative?

I don’t believe that one size fits all when it comes to retirement planning.  The standard rule of thumb that is generally accepted across the personal finance community and standard advice from traditional media is that in order to retire, you can assume a 4% safe withdrawal rate. This is …

Dave Ramsey

Where I Differ From Dave Ramsey

Dave Ramsey is perhaps the most popular financial coach in the world.  His system has helped millions of people get out of debt and build wealth.  I personally have been listening to Dave Ramsey for over 10 years.  I have great respect for him and know that his work has …