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Motivation

Fiscal Discipline Is Not Self Sacrifice

If I could teach people just one idea on getting ahead with money this would be it. Fiscal Discipline Is Not Self Sacrifice. It goes without fail that anytime a conversation about money comes up and I am asked what I do to save money, the other party will say something …

Focus On What You Can Control

For life in general one of my favorite pieces of advice is the serenity prayer.  When I get stressed out or frustrated, I try to repeat it to myself in order to adjust my viewpoint.  The most basic part of the serenity prayer is breaking down problems in life into …

My Wealth Building Journey

The first several years of becoming an adult I struggled like hell with money.  For the most part it just seemed like I couldn’t get ahead. Every year I ran into large unexpected expenses which kept me from being able to build any wealth.  At the same time I was …

Paying the house off early

Paying Extra On The House

Moments ago I made the first large step towards accelerating our mortgage.  I transferred $5,000 to our loan, dropping our balance to below $100,000 and taking over 2 years off the back end of the mortgage.  I originally wanted to throw closer to $10,000 at the house, but fell short …