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Paying For Preschool: This Is Going To Be Pricey

This is the first time I have looked into preschool costs, and boy is it a racket.  What really bothers me is that there is this massive cliff in affordability.  There are several preschool programs that are completely free if you qualify based on income, then there are programs that …

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How To Start Credit Card Point Hacking

  I’m all about maximizing the utility of my money, the bang for my buck so to speak.  I started out trying to cut every little expense I could find, then I worked on buying the right house with 20% down, increasing my income and savings rate, and maximizing my …

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Being Thankful For Plenty

I can’t tell you how many times a day I have a thought cross my mind that I don’t have enough.  I don’t have enough cash in savings. I certainly don’t have enough in retirement funds.  I don’t have enough to pay off my house…etc.  It’s so easy to focus …