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How 1 Conversation Saved Us $7,200

I spent a lot of time looking into daycare and preschool costs for our youngest kid in the house, our nephew who turned four back in May.  Even though we are his legal guardian, and not a parent, our income is still counted for daycare assistance from the state and …

Paying For Preschool: This Is Going To Be Pricey

This is the first time I have looked into preschool costs, and boy is it a racket.  What really bothers me is that there is this massive cliff in affordability.  There are several preschool programs that are completely free if you qualify based on income, then there are programs that …

How To Start Credit Card Point Hacking

  I’m all about maximizing the utility of my money, the bang for my buck so to speak.  I started out trying to cut every little expense I could find, then I worked on buying the right house with 20% down, increasing my income and savings rate, and maximizing my …