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budget

How To Afford A Trip To Disney World

Disney World is the “Happiest Place on Earth”, but with it’s ever increasing costs most people wonder how can they afford a trip to Disney World?  With two years of planning and direct savings my family of 6 is ready to head out on a trip to Disney World this …

Quarter 1 2018 Update

2018 has been rocky for the first quarter for us.  We spent quite a bit over our projected budget, largely due to medical spending which totaled just shy of $4,000 for the quarter. The stock market overall was down for this quarter which muted a lot of our contributions. We …

retirement savings fairness

It Isn’t Frugality That Builds Wealth

I am frugal to a fault, and Mrs. C. will never let me hear the end of it. Cutting back on eating out, cutting my own hair, switching off all the lights constantly, wearing clothes til they fall apart, etc, has saved me maybe $3,000 a year that I can …