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budget

retirement savings fairness

It Isn’t Frugality That Builds Wealth

I am frugal to a fault, and Mrs. C. will never let me hear the end of it. Cutting back on eating out, cutting my own hair, switching off all the lights constantly, wearing clothes til they fall apart, etc, has saved me maybe $3,000 a year that I can …

Paying For Preschool: This Is Going To Be Pricey

This is the first time I have looked into preschool costs, and boy is it a racket.  What really bothers me is that there is this massive cliff in affordability.  There are several preschool programs that are completely free if you qualify based on income, then there are programs that …

It all adds up

The Top 5 Reasons You Can’t Save Money

Saving money can be really difficult.  That’s why a full 2/3 of US households can’t cover a $1,000 emergency.  I’ve read hundreds of articles (and written a few) that talk about saving money by switching out your light bulbs, switching phone carriers, and of course skipping that morning latte at …