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budget

It all adds up

The Top 5 Reasons You Can’t Save Money

Saving money can be really difficult.  That’s why a full 2/3 of US households can’t cover a $1,000 emergency.  I’ve read hundreds of articles (and written a few) that talk about saving money by switching out your light bulbs, switching phone carriers, and of course skipping that morning latte at …

Avoid ER Costs

Paying A Large Medical Bill

Let me start this off with my aversion to doctors. I hate going to hospitals and to doctors.  Generally speaking I will do anything to avoid going to the hospital.  In my life I have gone to a doctor 4 times for an injury:  When I was 12 and broke …

quarter-3-2016-financial-update

2016 Quarter 3 Update

Quarter 3 overall is a slow quarter for us. During Quarter 3 I was off work for the first two months, so our total income and thus savings rate is down for the quarter.  During Quarter 4 I will be working every week, with a lot of overtime, and this …