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401K

Always Fight For Your Employee Benefits

Employee benefits vary wildly between employers and even between roles at the same employer.  There are often many ridiculous rules and caveats that turn these benefits programs into labyrinths with surprises around every corner.  It is extremely important to take the drivers seat and always fight for your employee benefits …

Change 401K Deduction

Changing The 401K Tax Deduction

The number one rule of economics is that people respond to incentives.  Incentives are set up by individuals, businesses, and governments to get people to do something.  When it comes to saving for retirement, our government provides some strong incentives to get people to save more. One of the chief …

It all adds up

401K Match Left on the Table?

Many company retirement plans offer a 401K match, and allow employees to contribute anywhere from 1% of their pay up to 75% of their pay. The match is given every week that the employee contributes. There are two ways to miss out on the company 401K match, by not contributing …

Fast Food Wages

Choosing the Best Entry Level Job

When I was a teenager I needed a job while still in high school. I applied at the local KFC first because they had a help wanted sign out front. They hired me and I ended up working there for almost three years.  While this was a minimum wage job, …