Quarter 1 2018 Update

2018 has been rocky for the first quarter for us.  We spent quite a bit over our projected budget, largely due to medical spending which totaled just shy of $4,000 for the quarter. The stock market overall was down for this quarter which muted a lot of our contributions. We …

Building Generational Wealth Stage 2

When I wrote Building Generational Wealth, I outlined a system that I think would work well for most people.  I have since been asked “how can / should I give more money to my kids or grandkids than what you have outlined?” Synopsis of Building Generational Wealth: For Children: Giving …

retirement savings fairness

It Isn’t Frugality That Builds Wealth

I am frugal to a fault, and Mrs. C. will never let me hear the end of it. Cutting back on eating out, cutting my own hair, switching off all the lights constantly, wearing clothes til they fall apart, etc, has saved me maybe $3,000 a year that I can …