Avoid ER Costs

Paying A Large Medical Bill

Let me start this off with my aversion to doctors. I hate going to hospitals and to doctors.  Generally speaking I will do anything to avoid going to the hospital.  In my life I have gone to a doctor 4 times for an injury:  When I was 12 and broke …

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Is a 4% Withdrawal Rate Too Conservative?

I don’t believe that one size fits all when it comes to retirement planning.  The standard rule of thumb that is generally accepted across the personal finance community and standard advice from traditional media is that in order to retire, you can assume a 4% safe withdrawal rate. This is …

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Quarter 4 2016 Financial Update

Quarter 4 was an extremely busy quarter for us.  For most of the quarter I was working 75 hours a week.  Right around Thanksgiving I had a week off and then went to a 50 hour per week schedule. Financial Update: Income Our total income for the year came to …