Introduction

This blog exists to provide concise and useful information on how to take immediate action to improve your finances. One of the major problems in the American education system is the lack of financial education taught in schools and in homes. In many school districts it is possible to graduate from high school without ever taking a micro-economics class. In our households, money is rarely discussed, except for the idea of running out of it. For over a decade I have studied economics, and micro-economics is my passion. Too often I hear people of all ages mention something along the lines of “Yeah, I need to get started on looking into investments or retirement.”, and nothing happens. Taking action TODAY is crucial to long term success.

I am on a mission myself to improve my own finances. My first lofty goal is set for 8 years from now. I am aiming to pay off our home and have over $200,000 of investments at this point in time.  The reason for 8 years? Our oldest son will be graduating high school at that point, and we want to be in the position to help finance his education (and that of our other son and our nephews).

I hope with this blog to continue my financial education and to share my passion for finance with others, while providing concrete achievable information about action steps that can be taken TODAY to make drastic changes in your long term financial picture.