Currently browsing category

Savvy Consumer

How 1 Conversation Saved Us $7,200

I spent a lot of time looking into daycare and preschool costs for our youngest kid in the house, our nephew who turned four back in May.  Even though we are his legal guardian, and not a parent, our income is still counted for daycare assistance from the state and …

Why I Won’t Buy A New Car

Newsflash; I will not buy a new car this year, or next year, and probably not the year after that.  I most likely won’t ever buy a “new” car, and I will delay replacing my current car as long as possible. My current car is worth around $1,000. As a …

How To Start Credit Card Point Hacking

  I’m all about maximizing the utility of my money, the bang for my buck so to speak.  I started out trying to cut every little expense I could find, then I worked on buying the right house with 20% down, increasing my income and savings rate, and maximizing my …