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Time Budget

The Time Budget

We all have different budgets based on our incomes, lifestyles, and general overall circumstances. One budget that we all have that is exactly the same is our time budget.  7 days; 168 hours; 10,080 minutes; 604,800 seconds…52 week a year…the clock is ticking. Time is something we have to spend wisely, …

Fiscal Discipline Is Not self sacrifice

Fiscal Discipline Is Not Self Sacrifice

If I could teach people just one idea on getting ahead with money this would be it. Fiscal Discipline Is Not Self Sacrifice. It goes without fail that anytime a conversation about money comes up and I am asked what I do to save money, the other party will say something …

Focus On What You Can Control

Focus On What You Can Control

For life in general one of my favorite pieces of advice is the serenity prayer.  When I get stressed out or frustrated, I try to repeat it to myself in order to adjust my viewpoint.  The most basic part of the serenity prayer is breaking down problems in life into …

frugal football team

The Frugal Football Team

I’m not a fan of professional sports, in fact I think I have only watched 1 entire football game start to finish in my life.  Professional athletes, and especially professional football players are well known for their flashy lifestyle. It isn’t uncommon to see football players living the lives of …