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Insurance

Obamacare Bronze

Using an Obamacare Bronze Plan with An HSA

Last November when Obamacare went into effect healthcare.gov went live with disastrous results.  You had to fill out an application before seeing what prices are available, the website was down most of the enrollment period, and there was no clear way to enter in deduction to gross income in order …

Save Money On Car Insurance

How To Save Money on Car Insurance

Michigan has some of the highest premiums in the country for car insurance. This is largely due to the unlimited protection for personal injury through our no fault system. Originally the no fault system with unlimited protection was put into place to keep car accidents out of the court system. …

Life Insurance Rates

Do I Need Life Insurance?

As J$ pointed out at Budgets Are Sexy, September is Life Insurance Awareness Month. I come across people all the time who either think they don’t need life insurance (and do need it), or think they have enough (when they are substantially under-insured), or think that they can’t afford it …

Stabilizing Social Security

A Blueprint For Stabilizing Social Security

Due to the nature of the Social Security program there is an impending bottleneck coming up where the trust fund that has been built up will be depleted and incoming payroll taxes will not be enough to cover full promised benefits.  It looks like 2034 is the magic year in …