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Legacy Drawer

Updating The Legacy Drawer

The top left drawer in my office desk is a special drawer.  It contains perhaps the best present I have ever/ will ever give to my wife.  This drawer is the legacy drawer which is filled with the information needed to help ease the financial transition that would occur if …

Obamacare Bronze

Using an Obamacare Bronze Plan with An HSA

Last November when Obamacare went into effect went live with disastrous results.  You had to fill out an application before seeing what prices are available, the website was down most of the enrollment period, and there was no clear way to enter in deduction to gross income in order …

Save Money On Car Insurance

How To Save Money on Car Insurance

Michigan has some of the highest premiums in the country for car insurance. This is largely due to the unlimited protection for personal injury through our no fault system. Originally the no fault system with unlimited protection was put into place to keep car accidents out of the court system. …

Life Insurance Rates

Do I Need Life Insurance?

As J$ pointed out at Budgets Are Sexy, September is Life Insurance Awareness Month. I come across people all the time who either think they don’t need life insurance (and do need it), or think they have enough (when they are substantially under-insured), or think that they can’t afford it …